We kept thinking we would see this on a national newscast, but have not. Wanted you to be aware of this significant recent event. Nice for good little girls and boys, but probably took business away from insurance attorneys!
A POLICY FOR SAINT NICHOLAS
T’was the night before Christmas, and all through the land,
Few coverage advisors were still in demand.
The policies still showed on both desk and on screen.
My eyes only open with thanks to caffeine.
Most company’s adjusters had left for the day;
And most coverage lawyers had little to say.
It was surely the moment to turn out the light,
Shut down the computer, put work out of sight.
Then the phone started chirping, it startled my poise,
not the typical ring-tone, but an odd sounding noise.
It jingled like sleigh bells, instead of a “ding,”
I knew I must answer, despite everything.
A Christmas Eve caller? What could be the need?
But the sound of the music, would just not recede.
I was really not looking for Christmas Eve banter,
Imagine my shock when the caller was Santa!
“I need some advice, sir” said a somber Saint Nick,
“My Christmas Eve Policy is three inches thick.”
I don’t mean to bother, but I’m wrought with confusion
“I don’t understand this new ‘Gifting Exclusion.'”
“A products exclusion? A chimney one too?
Elf employment exception, I’m screwed through and through.
Just what is still covered? I sure am confounded,
With all of these issues, I fear that I’m grounded.”
“I want you to help me, I fear a disclaimer.
This policy’s scary; I need you to tame her.
We must surely save Christmas, for good girls and boys,
And Amazon won’t refund “squat” on the toys.
I am sure you’d imagine how hard it would be
To secure for Saint Nick a late night policy,
Without coverage gaps, so that Santa could fly,
To save Christmas Day, we were destined to try.
“Exclusions begone! Limitations not there!
We’ll provide him his coverage, no need to beware.”
And so it was written, and Santa could jet,
And Christmas was saved, the best Yuletide yet.
On cold winter night, when you’re hearing his jingle,
When the children are sleeping and in comes Kris Kringle,
Remember that coverage protected his flight,
Happy Christmas to all, and to all a good night.
This was greatly edited, due to your Monday rush. Let me know if you would like full copy, from newsletter of Hurwitz & Fine, P.C in Buffaloe, NY. HAPPY NEW YEAR!
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Note: Information in these blogs is not intended to replace any legal or financial professional information.